Zahln, by Zysygy, is building Germanys zero-fee payment network. We route payments directly over SEPA Instant, bypassing Visa, Mastercard and the entire card network chain. No hardware, no card reader, just a phone.
Nearly every digital payment in Germany moves over infrastructure owned outside Europe, and a share of each one leaves the continent as fees. We are building the alternative on European rails: a software-based merchant POS and a consumer super-app for everyday financial life, payments, transport, utilities and government services ...